Affordable Housing in Loveland Colorado - Garages

 

Affordable housing is an issue everywhere.  In Loveland, Colorado the issue is the same.  Where can I find affordable housing that meets my needs? 

Rethinking space

In urban areas where space is at a premium, the idea of converting garages into living space is taking off.   Would you consider having a stranger move into your garage? Or, would you set up your home in someone else's garage?  More and more people are saying "YES".  

According to new research by Harvard University, almost 40 million Americans "live in housing they cannot afford."  Homeownership has gone down and rental prices keep going up, meaning that millions of residents are forced to pay more than they reasonably should.

Living in someone's garage could help some of those 40 million American's live within their budget or gain freedom from living with mom and dad.  This idea works especially well in college communities such as Northern Colorado.   Rent a garage out to a college student.  

These garage flats could represent a lot more than the opportunity for an extra stream of income for homeowners. Proponents say they could help remedy cities’ housing problems, and even fight homelessness.  

Advantages To A Garage Home

This type of housing won't change the look of the neighborhood and will minimize the land being utilized for new construction, thus keeping our farm ground for food.  

This type of housing could cut down on the homeless population and help those individuals gain respect for themselves and their community.

Who Lives In A Garage

 Younger adults, older relatives who need care, Airbnb guests. And this shift is not limited to converted garages. Backyard cottages, repurposed garden shacks, and tiny homes – they’re all known as ADUs, or accessory dwelling units. 

Cost

Because a garage already has a foundation, walls, and a roof, using the existing structure typically costs around half what you would spend for an all-new addition.  

As the demand for affordable housing becomes a greater need, some cities have eased up on the planning laws.  Contact Larimer Counties planning office (970-498-7683) to see if this is a possibility for your home. 

Affordable Local RESOURCES:

• Colorado Division of Housing 
• Colorado Housing & Finance Authority 
• Funding Partners
• Housing Authority of the City of Loveland
  
• Loveland Habitat for Humanity 
• Neighbor to Neighbor

5 Steps To Painting Concrete

 Concrete painting is trickier than painting most surfaces: It breathes, transports moisture, and sucks up paint.

While you can paint drywall in a day or two, you’ll need a week or more to finish painting concrete. Continue reading below for tips -- plus costs -- on how to paint concrete surfaces:

1. Clean the Concrete

Cleaning concrete is a vital first step because the porous surface tends to trap dirt, grease, and oil.

1. Remove dirt and grease with trisodium phosphate ($6.30 per quart concentrate), or choose a more Earth-friendly cleaner like Krud Kutter’s pre-paint cleaner ($10 for 32 ounces).

2. Yank off vines and moss growing on the foundation. Use a pressure washer to finish off the remaining roots and dirt.

3. Remove efflorescence, a white powder that forms on moist concrete. Try Krud Kutter Concrete Clean & Etch ($8.50 for 32 ounces); if you need more cleaning muscle, try phosphoric acid masonry cleaner ($27 per gallon).

2. Strip Old Paint

Strip peeling or blistering paint indoors with a wire brush ($3 to $5), a paint scraper ($10 to $20), and lots of elbow grease.

Outdoors, get rid of old paint with a power washer (rents for $40 to $75 per day).

3. Seal Interior Concrete

Water moves easily through porous concrete, so sealing interior walls is necessary to prevent moisture from seeping in, promoting mold growth and that cold, damp basement feel. Use a masonry sealer, such as ThoroSeal, that also patches cracks ($35 for a 50-pound bag).

Carefully follow directions for mixing, applying, and curing the sealer. ThoroSeal, for example, requires two coats; the manufacturer recommends curing for five to seven days before applying the second coat.

4. Prime the Concrete

Concrete primer, called block primer, fills pores and evens out the surface. For exterior foundations and walls, use exterior-grade block filler, such as Behr’s Concrete and Masonry Bonding Primer, which also is good for interior concrete ($17.98 per gallon). Primer dries in two hours; wait at least eight hours, but no more than 30 days, to paint.

5. Paint the Concrete

Masonry paint (also called elastomeric paint or elastomeric wall coating) is a good choice for concrete painting because it contains binders that contract and expand with the concrete. Exterior house paint can crack and peel on concrete.

Masonry paint ($20 per gallon) can be tinted and is much thicker than exterior paint. Apply it with a masonry brush ($5 to $8), a high-capacity (3/4-inch or higher) roller, or a texture roller ($5.50).

Some masonry paint is thicker than exterior paint and contains fine particles that can clog air sprayers. If you want to spray-paint cement, ask your local paint store for a product that will work well in a sprayer ($300).

No matter how you apply paint, let it dry for a day between coats. You’ll probably need two to three coats, so check the long-range weather forecast before you begin.

Create The Home Office Of Your Dreams

Whether you work full-time at home or occasionally, need to conduct business in the evenings or on the weekends, a home office a great way to utilize an extra room. A dedicated workspace in your home can be designed to increase productivity and comfort. Here are 5 ideas to get you started.

1.  A Good Chair

Invest in a good office chair. Investing in an ergonomic office chair is essential. You may be spending anywhere from 30 to 50 hours a week sitting in it, so your back will thank you. Purchasing one with multiple adjustments is ideal so it fits you just right.

2. Good Lighting

Switch up your lighting. Fluorescent lighting has been proven to be hard on the eyes. Make the switch to LED or halogen light bulbs in your home office and try to let in as much natural light as possible. Also, consider finding a desk lamp to reduce headaches and eye strain.

3.  A Neat Workspace

Keep essentials in reach and organized. Nothing says productivity like a clean, neat workspace. Select a desk with a lot of storage or install creative shelving to keep items like pens, pencils, extra batteries, calculators, notepads, and more stored within arm’s reach.

4.  Choose The Right Color

Decorate bright. Pick a color you love and use it to spice up the room. Use cheery yellow or red or relaxing tones like green and blue, instead of beiges and browns.

5.  A Great View

Aim for the view. If possible, place your desk so you are facing a window instead of a blank wall. Natural light can do wonders for staying alert and you can give yourself a short mental break when necessary by looking to the outdoors.