Rocky Mountain National Park - so so beautiful in the fall

Rocky Mountain National Park is one of the most beautiful places to visit in the fall. The gorgeous Aspen trees turn a vibrant yellow/orange/red. Come as I take a tour with you through parts of this National Park. Rocky Mtn Nat Park Reservations: https://youtu.be/LMz39HZ31G0

When Is An ARM loan and good idea?

Losing Money on Real Estate - Land Fraud - It's Real!

How You Can Finance Your Home Renovation

Outdated Kitchen

Outdated Bathroom, Overrun backyard, Unusable basement space. If you have a home renovation project on your mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality.

Cash

Paying in cash is the most straightforward financing option, just save until you have enough money to cover the expenses. This will help eliminate spending outside your budget; however, it can also extend your timeline.

Mortgage Refinance

If you’ve been making payments on your home for a few years and your interest rate is higher than current market rates, you may be eligible for a mortgage refinance, reducing your payments and freeing up some money.

Cash-Out Refinance. 

You can tap into your home equity and borrow up to 80 percent of your home’s value to pay off your current mortgage plus take out more cash to cover the renovations. This option is encouraged only when you’re making improvements that will increase the value of your home, as it can add a lot of interest and fees.

Home Equity. 

Getting a home equity line of credit allows you to borrow money against the value of your home. You receive usually up to 80 percent of your home’s value, minus the amount of your loan.

Retirement Funds. 

Homeowners can consider pulling money from a 401K or IRA account, even though they aren’t specifically meant to cover a home renovation. This option might incur additional penalties or tax payments, but it may be worth it when making improvements that will benefit them financially in the long run.

EARNEST MONEY EXPLAINED - what it is and how it relates to a real estate...

Big Elk Meadows - A private lake subdivision surrounded by forest

What Kind Of Grill Should I Buy?

 

As the weather heats up, more opportunities become available to homeowners who enjoy cooking and eating outdoors. Having a grill in your backyard is a perfect way to eat well and entertain guests. But how do you know which grill is right for you? Consider these factors before you purchase or upgrade your grill.

Charcoal vs. gas

Charcoal grills require charcoal or briquettes in order to cook, and they have air and cleaning vents at the bottom of the grill. These vents help control flames during use and remove residual ash after use. Gas grills come in two types, propane and natural gas. For propane grills, you’ll need to monitor gas levels and replace your tank when fuel runs out. For natural gas grills, you’ll need to install a secure gas line hookup to ensure no gas leaks while you’re cooking.

Grill location

Another thing to consider is where on your property you’d like to place your grill. If you plan on cooking outdoors regardless of weather, consider placing the grill under an overhang to shield it from the elements. If your grill will be used for parties and events, think about the layout of your backyard and deck or patio to position it in a place that won’t disturb guests.

Size and power

Depending on what you’ll be grilling, consider how large of a grilling surface area you’ll need. If it’s for personal or family use only, a smaller grill should suffice. If you’re an entertainer, a larger grill with racks for different meats or food items to cook at different temperatures may work best. Remember that a more powerful grill doesn’t always mean better—depending on the amount of food you plan to cook at a time, lower power or fuel output may provide a better and more even grilling experience.